Regain Your Financial Peace of Mind in Colombia 🇨🇴
The Economic Insolvency Law is the legal tool to reorganize your debts, protect your assets, and start over.
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Medellín, Cali, Bogotá, Pasto.
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Are Your Debts in Colombia Preventing You from Living in Peace Abroad?
If you are Colombian and live abroad, you have probably already faced the challenge of keeping your finances in order while managing your legal and financial responsibilities from afar. Debts in Colombia, especially those related to credit cards, personal loans, or even taxes, can follow you, affecting not only your financial well-being but also your peace of mind abroad.
When debts are not properly managed, they can become a burden that impacts your quality of life. No matter how far away you are, Colombian authorities can initiate legal actions against you, and your credit history can be seriously affected. Reporting these debts to credit bureaus such as Datacrédito or CIFIN can prevent you from accessing international financial products such as loans, mortgages, or even banking services.
The Solution Exists: Take Advantage of the Personal Insolvency Law
This law is designed to protect you and give you a fresh start. It is not a defeat; it is your right to a new financial beginning. We make it possible 100% remotely.
Suspend Seizures and Collections
From the moment you begin the insolvency process, all collection calls and legal proceedings against you stop. This allows you to live peacefully without the constant pressure from collectors and seizure notifications, even while living abroad.
Renegotiate All Your Debts
Through this process, you can negotiate a single payment agreement with all your creditors. This agreement is tailored to your real payment capacity, with fair terms and more favorable conditions, so you can start over without the burden of multiple debts.
Protect Your Assets
Colombian law protects your assets during the insolvency process, preventing them from being seized or auctioned. This provides you with a protective shield while you work to resolve your financial situation, allowing you to focus on your finances without fear of losing your assets.
Get a Fresh Start
Once you comply with the payment agreement, your debts are considered settled, and your credit history is cleared. This gives you the opportunity to start fresh, with a more stable financial future and free from the shadows of past debts.
We Have Successfully Provided Legal Services to +23 Countries ❤️
⭐ Client Ratings
+2,500 Colombians Who Have Already Regained Their Financial Peace from Abroad
15 years of experience working, defending clients’ rights, and providing INSOLVENCY advice throughout Colombia and around the world.
Your Path to Financial Freedom in 3 Simple Steps
At AMERICA MIGRATION, we understand that the INSOLVENCY process can be overwhelming. That’s why we have simplified our advisory service into three clear steps to ensure you receive the guidance and support you need to make informed decisions about your future.
Diagnosis and Eligibility Assessment
Schedule a call and have your case evaluated at no cost. We confirm if you are eligible under the insolvency law and explain the process to you.
Document Collection and Personalized Guidance
We guide you step by step to gather all the necessary documentation, no matter which country you are in. We provide constant support throughout this process.
Legal Representation and Resolution
Our lawyers file your request and negotiate the best possible agreement on your behalf. Once achieved, we formalize the payment or settlement agreement, freeing you from the burden of debt and giving you a fresh financial start.
Experts in the Insolvency Process for Colombians Abroad
100% Remote and Secure Management
We designed a digital process so you can handle everything from your country of residence, with no need to travel. Convenience and efficiency right at your fingertips.
We Understand Your Situation
We know that time differences, obtaining documents remotely, and your migration status can be challenging. We are here to support you every step of the way, adapting to your needs.
Dual Legal Perspective
As lawyers specialized in both migration and finance, we provide comprehensive guidance, addressing both legal immigration and financial aspects—something others cannot offer you.
Team in Colombia
We have a strong legal team in Colombia that represents you before Conciliation Centers and the courts, ensuring that your interests are effectively defended in the country.
2200+
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Successful Cases
20+
Expert Lawyers
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Satisfied Clients
We Answer Your Questions
No, you don’t need to travel. The entire process is handled remotely and digitally. From the initial evaluation to the formalization of the agreement, you will be able to complete all the steps from your country of residence without having to travel to Colombia.
No, the insolvency process in Colombia does not affect your immigration status in your country of residence. This process is exclusively financial and legal in Colombia, so it will not interfere with your immigration situation abroad.
The time varies depending on the complexity of your case, but on average, the complete process can take between 3 and 6 months. This includes gathering documents, negotiating with creditors, and formalizing the payment agreement.
You can include various types of debts, such as:
Personal and business loans
Credit card debts
Bank loans
Pending or owed taxes to the DIAN
Debts with financial institutions
Other credits and financial obligations
Our fees are clear and transparent. The cost depends on the type and complexity of the case, but we offer a free initial consultation to evaluate your situation and provide you with a detailed quote with no obligation.
Yes, once you comply with the insolvency agreement and your debt has been settled or renegotiated, your debts will be considered cleared. This will allow you to restore your credit history and gain access to financial products in Colombia again, as long as you meet the new credit conditions.
Start Your Process Today!
It’s easy and fast! Fill out the following form to schedule your free consultation. We will evaluate your case with no obligation and guide you on how to resolve your financial situation in Colombia from abroad.